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"Failure of Imagination" Again?
THE 9/11 COMMISSION REPORT (pdf)
Congress Finds No Simple
Solutions to Current Pension Problems (The Washington
Post; one-time registration required)
NASA identifies foam flaw that killed astronauts (Reuters)
Jin Zhou Identifies "ERISA Failure" That Killed
U.S. Healthcare
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Health-Care 9/11 Report of 2005
Health-care WMD
by Jin Zhou,
02/05/2005
© 2005,
Jin Zhou,
ERISAclaim.com |
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Unanimous US Supreme Court: |
Employer-Sponsored Health-Care Is
Completely Governed by ERISA laws and rules;
Aetna Health Inc. v. Davila, 06/21/04 |
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Congressional Leaders: |
One
Administration = One Voice = ERISA Self Enforcement only, or
No Enforcement? |
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Health-care Terrorists? |
"ERISA Advantage"
bogus
plans,
"unlimited and frequent premium increases, and the potential for
rampant fraud with little, if any, regulatory recourse" in 30
years of ERISA self enforcement. |
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Health-care WMD (Weapons of Mass Destruction) |
"Medical
Inflation, WMD" for
"ERISA Advantage" from
ERISA Failure -
"Failure of Imagination" Again
for US Healthcare:
USA:
$1.9 Trillion, 15.7% of GDP
GM:
$5.6 Billion, $1,500 Per Car
Economists: Federal deficit a bigger risk than terrorism (USA
Today) "The survey, taken
between Feb. 28 and March 8, found U.S. businesses had three nearly
equal concerns about longer-term risks: health care, the aging
population and the federal deficit." |
| USA
2005: |
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Personal Bankruptcy
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GM Chapter 11,
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National healthcare expenditure $$1,9 trillion
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One nation under debt
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GAO Report: Tax
Expenditures Represent a Substantial Federal Commitment and Need to
Be Reexamined (PDF) (U.S. Government Accountability Office)
Abstract Highlights-PDF PDF
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| White
House Rx: |
$1,000
HSA personal responsibility + AHP with
More "ERISA advantage" for "widespread
plan insolvencies and fraud"
and "A
Prescription For Disaster". |
| 2005 for
Michael Moore? |
"John Q. ERISA
Enforcement"??? |
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Congressional conclusion 2008:
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"Failure of Imagination" Again,
with No One's Responsibility and Accountability. |
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Unanimous US Supreme Court Ruling
In US Health Care Crisis
by Jin Zhou,
02/11/2005
© 2005,
Jin Zhou,
ERISAclaim.com
Managed-Care Nightmares?
Health-Care Crisis without True Solutions?
What Does
an Unanimous US
Supreme Court Say?
On June 21, 2004, an unanimous US Supreme
Court ruled that claim processing and denials of benefits under the
employer-sponsored health plans,
ERISA-regulated benefit
plans,
for
both self-insured and
fully-insured (through purchase of insurance) health plans,
are completely governed by federal law ERISA, that supersedes and
invalidates state laws.
How
Can Anyone in USA, from Congress to General Motor to the White House,
from Industry Experts to Patient Advocates, Solve US Health Care Crisis
without Even Thinking of ERISA?
"Failure of Imagination" As a
Nation Is the Real Tragedy
ERISAclaim.com - Supreme Court
Managed Care ERISA Watch
Unanimous US Supreme Court Ruling In US Health Care Crisis
Aetna Health Inc. v. Davila
06/21/04
Opinion of the
Court
"Held:
Respondents’ state causes of action fall
within ERISA§502(a)(1)(B), and are therefore completely
pre-empted by ERISA §502 and removable to federal court.
Pp. 4–20."
"We hold that
respondents’ causes of action, brought to
remedy only the denial of benefits under
ERISA-regulated benefit
plans, fall within the scope of, and are completely pre-empted
by, ERISA §502(a)(1)(B), and thus removable to federal
district court. The judgment of the Court of Appeals is
reversed, and the cases are remanded for further proceedings
consistent with this opinion.7
It is so ordered."
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"Failure of Imagination" Again?
(Copyright © 2004
by
Jin Zhou,
ERISAclaim.com)
08/20/2004
"Failure of Imagination" Again
Led to
U.S. Health-Care
Disaster,
"Labor Market
Impotence",
"Pension Anemia/Failure",
New Economy Recession
&
"John Q. ERISA
Enforcement"
in 2006 for
"Failure of Imagination" As a
Result of Political Viagra
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"ERISA
FAILUR" = "FOAM FLAW"
"ERISAflation":
The combination of ERISA preemption, medical inflation, tax
incentive protection and cost shifting to preserve inflated
health-care coverage and to stabilize short-term premiums, and to
ignore long-term health-care, labor market, pension and social
security disasters. -- Jin Zhou, 10/11/2004.
Kydland and
Prescott win Nobel economics prize ((Reuters)
(Mon 11 October,
2004)
"Their 1977 article on the "time consistency problem" showed
that policy makers tend to abandon longer-term
aims to milk shorter-term benefits -- for example, setting out to
keep prices stable, but then fomenting inflation to reduce debt."
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U.S. HMO 9/11
"John Q. ERISA
Enforcement"
in 2006 for
(Copyright © 2004
by
Jin Zhou,
ERISAclaim.com)
10/08/2004
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John Q.:
My son is dying, no one seemed to care.
HMO Hospital: We are
sorry,
your insurance won't cover the care, it was
determined not necessary, besides,
the
heart surgeon you "kidnapped" last time
has been out on strike for medical malpractice tort reform.
The Employer: We have
just switched to a new HSA consumer driven plan.
HMO Insurance: If we
let your son live,
that will increase healthcare costs,
HMO premiums and
more uninsured.
Supreme Court:
All nine of us read ERISA last night, and
found Davila guilty,
it's up to
Congress.
The President:
I'm the only one to protect you, but ERISA is
tough, I must take it back.
Congress: Patient's
Bill Of Rights (+R) + Medical
Malpractice Tort Reform (-R) = Ground
Zero (0), Adjourned.
John Q.:
HMO and Congress under new management, put my son on donor's list
and no one gets hurt or ....
John Q.'s Neighbors and Co-workers:
John, we are with you....
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HMOs Earn $10.2 Billion in 2003,
Nearly Doubling Profits, According to Weiss Ratings; Blue Cross Blue
Shield Plans Report 63% Jump in Earnings
(BUSINESS WIRE)--Aug. 30, 2004
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