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DON SELF & ASSOCIATES, INC.
305 SENTER AVE., WHITEHOUSE, TX 75791
Tel 903 839-7045,
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Moukawsher & Walsh, LLC
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ERISA & Medicare Claim Appeal Books & Systems

New 2007 ERISA Appeal Major Updates ($95)

ERISAclaim.com

04/06/2007

 

New Denial Crisis Demanding for New Solutions

for Your Reimbursement Problems

See Below to Order

 

2006 GUIDE TO
New Medicare Claims Appeals Process
CD Book
: $395
New IL WC Laws For Healthcare Providers (with New Forms)

CD Book: $275

Holiday Special -  Medicare New Appeal CD & IL WC CD: $460

[More info on CD Books]       [Order CD Book]

 

 

ERISA CD Book: $450 Medicare CD Book: $250
Holidays' Special -  ERISA CD & Medicare CD: $560

[More info on CD Books]       [Order CD Book]

 

Fax Order Form (Click Here)

Click here or the CD-Picture to enter our Secured Online Order page

With New 2007 Update

 

$450 ERISA CD Book

 

Fax Order Form (Click Here)

Click here or the CD-Picture to enter our Secured Online Order page

 

 

New 2007 ERISA Appeal Major Updates ($95)

ERISAclaim.com

04/06/2007

 

New Denial Crisis Demanding for New Solutions

for Your Reimbursement Problems

 

               In 2007, healthcare providers are facing unprecedented reimbursement crisis for healthcare claim denials, delays and "overpayment" recoupment as well as managed care PPO audits.

 

               Several years ago, most health care providers were seeing class actions against insurance companies and managed care entities by 950,000 physicians across USA after terribly failed political actions of "Patient's Bill of Rights" campaign for eight years, and desperately hoping to see some positive changes.  In last several year those class actions were either settled or dismissed by federal court.

 

               Do you see any major positive changes for your reimbursement?

 

               No!

 

               Now in 2007, the game is totally different.  More and more healthcare providers are the target of healthcare fraud lawsuits and investigations, PPO fraud and abuse audits, and more detrimentally harmful to financial bottom line for many healthcare providers and facilities. We have been experiencing more and more Volcano type of PPO audits and tornado type of overpayment recoupment crisis from payers withholding subsequent claim payments for millions of dollars, while no federal or state agency seemed to have jurisdictions for healthcare provider’s Katrina crying for justice, and while state government declined to intervene because of ERISA preemption and federal government refused to investigate because of alleged provider network contract agreement dispute, but healthcare providers on behalf of your patients received no payments or little payments for already approved claims as a result of "overpayment" recoupment by the payers.

 

Most Comprehensive Research and Analysis from US Supreme Court Rulings

 

               US supreme court unanimously ruled on June 21, 2004 that ERISA, a federal law, controls and governs your problems in managed care crisis if you want any money from the employer sponsored health plans.

 

Most Comprehensive, Advanced And Practical Appeal Letters For “Overpayment Recoupment” Due To PPO Audits And Medical Necessity As Well As Poor Documentation For Both Self-Funded ERISA Plan And Fully-Insured ERISA Plan

 

               Our new 2007 major updates provide you with most powerful protections and advanced appeal letters based on all of US Supreme Court recent rulings on managed care reimbursement, ERISA state law and PPO preemption, state law medical review preemption, and every type of practical arguments used by payers in withholding and recouping benefits payment from healthcare providers for those already approved benefits claims.

 

Latest Federal Court Ruling on Disallowing Health Plan Recovery or Recoupment against Healthcare Providers

 

               Two new federal court rulings on overpayment and state law prompted pay preemption relied upon most recent US Supreme Court rulings, in addition to our 2006 updates in this area.

 

Latest Federal Court Ruling on Definitive ERISA Preemption of State Prompt Pay Law.

 

               For years, federal and state regulators, legal and health care experts, health care providers and insurance companies are not certain if federal law ERISA preempts state Prompt Pay Laws, now federal court has ruled clearly that ERISA definitely preempts state prompt pay laws based on analysis of Supreme Court recent rulings.

 

97.96% Claims of United Healthcare Lawsuit in These Case Were ERISA Claims

 

               You will be also surprised to learn that in this provider lawsuit against United healthcare for wrongful denial of benefits claims.

 

"Plaintiffs lawsuit centers around 295 claims for services rendered by Schoedinger to patients covered by United healthcare plans. 289 of these claims qualify as Employee Welfare Benefit Plans under ERISA, and 6 involve non-ERISA plans.5 268 of the ERISA claims surround self-funded or self-insured health plans, in which the employers are financially liable for any benefits due and United serves only as the plan administrator and claims processor. 21 of the ERISA claims and all of the non-ERISA claims involve health plans that are fully insured by United. For these 27 claims, United is financially responsible for the benefits due to plan participants and serves as the plan administrator and claims processor."

 

No PPO Participation, No Checks to Non-PPO Providers, but ERISA Laws Protect You

 

               Because certain major payers are no longer sending reimbursement checks to healthcare providers who were not participating in the network, we have thoroughly researched federal law, ERISA, and developed a most powerful but straightforward action plan package based on specific federal ERISA regulation and requirements for healthcare providers to receive reimbursement checks directly from the insurance payers.

 

New Federal Government Guidelines on Filing Benefits Claims and Appeals

 

               Our 2007 major updates also include latest federal government, DOL, guidance on filing healthcare claims and appeals

 

New Federal Government Guidelines on Pre-Existing Condition Denials and Protections

 

               Our 2007 major updates also include latest federal government, DOL, guidance on filing healthcare claims, appeals for pre-existing condition protections.

 

               Our U.S. employment market in modern society, divorce, relocation and adoption as well as newborn babies have caused countless mysterious claim denials and delays due to mysterious “additional information requesting” by payers from patients and health care providers, but healthcare providers can never find out what exactly addition information the payers are looking for.  These confidential information is not about privacy compliance but pre-existing condition investigation, also governed by HIPAA, money part of HIPAA regulation.

 

               HIPAA pre-existing condition regulation was never fully understood by healthcare providers, as HIPAA is part of ERISA regulation.

 

               If you want to get paid quickly and accurately for 90% of your non-Medicare claims from patients obtained health insurance from employment in private sectors, you must understand and follow published federal government guidelines.

 

How to Order?

 

               Our new 2007 ERISA Appeal Updates can be ordered for $95 by those who have previously purchased our ERISA Appeal CD Book and Systems, and these updates cannot be separately purchased without prior purchase of ERISA Appeal CD Book and Systems for $450. However Our new 2007 ERISA Appeal Updates is free to those who have purchased ERISA Appeal CD Book and Systems in past 30 days from 04/07/2007.

 

               You may place your order from our website, www.ERISAclaim.com  on page of Appeal Books and Systems at http://www.erisaclaim.com/products.htm

 

               You may also call us at 630-736-2974 for a phone order or any questions

 

 

WHY ERISA APPEALS FOR YOU?

 

Managed-Care Claim Delays & Denials? What Does the Unanimous US Supreme Court Say?

 

On June 21, 2004, an unanimous US Supreme Court ruled that claim processing (medical judgment, timely pay &  benefits determination)  and denials of benefits under the employer-sponsored health plans, ERISA-regulated benefit plans, for both self-insured and fully-insured (through purchase of insurance) health plans, are completely governed by federal law ERISA, that supersedes and invalidates state laws.

 

ERISAclaim.com - Supreme Court Managed Care ERISA Watch

Aetna Health Inc. v. Davila

06/21/04

Opinion of the Court

 

"Held: Respondents’ state causes of action fall within ERISA§502(a)(1)(B), and are therefore completely pre-empted by ERISA §502 and removable to federal court. Pp. 4–20."

 

"We hold that respondents’ causes of action, brought to remedy only the denial of benefits under ERISA-regulated benefit plans, fall within the scope of, and are completely pre-empted by, ERISA §502(a)(1)(B), and thus removable to federal district court. The judgment of the Court of Appeals is reversed, and the cases are remanded for further proceedings consistent with this opinion.7 It is so ordered."

 

"ERISA for Physicians:
Healthcare ERISA Claim Denials and Appeals
"

With 2004 Update

$450.00

 

A System With

CD Book-more than 790 pages, and

Electronic version of all of the appeal letters found on CD book, and free technical support for CD book for 15 days, and

free appeal network support for 15 days

 

Please note that the new ERISA Authorized Representative Form/Legal Assignment for Benefits, with copyrighted materials, in complying with new ERISA claim regulation with respect to DOL FAQ B2 & B3, is available and included in our ERISA Claim Appeal CD Book and System.

 

The First ERISA Demystified Practical and Most Comprehensive Action Book for Health-care Providers, Physicians, Clinics and Hospitals.

  1. The First ERISA Demystified--- The First Book in U.S. History, Demystified Extremely Complicated Federal Law, ERISA, for Physicians in Plain English; The First System to Apply ERISA Secrets in Physicians’ Claim Appeals.

  2. Practical---- Most Powerful ERISA Appeal Letters, More Than 20 Appeal Letters Provided with Text Files for Streamlined and Efficient Appeal Practice.

  3. Most Comprehensive---- More Than 760 Pages on One CD Book, Including ERISA Statutes, Regulations, U.S. Supreme Court and Appellate Court Opinion Analysis As Well As New Federal Claim Final Regulations and More.......

 

"Only One Payment from Your Denied Claims
May Pay off the Seminar or Book Itself!
Why Not Take Actions to Save 40% of Your Business & Headaches?"

 

click here to view or download a Demo CD

(Adobe Reader 5.0 is required, best viewed with Bookmark on by pressing F5)

 

Table of Contents (Click Here)

 

Fax Order Form (Click Here)

Click here to enter our secured online order page

 

Free Update - ERISA Books & Appeal System

Last updated 03/06/2004

 

1 FREE 2003 Update: (PDF) Available for Download

 

2

FREE 2003 Update: (MS Word/Doc) Available for Download

Update in Compliance with New SPD and Claim Procedure Rules

3 FREE 2003 Update: (MS Word/Doc) Available for Download for

Bundling & Down Coding/PPO Discount under New ERISA Claim Regulation and Supreme Court Unanimous Ruling

4 Free 2003 Update, No SPD & "Not Plan Administrator"

 

5 Free 2003 Update: "Overpayment" Refund Request Response & Appeals (Doc)

 

6 Free 2003 Update: New  SPD Request Letter

Compliant with New ERISA Claim Regulation and HIPAA Rules, Important Update,

7 Free 2003 Upadte: ERISA Preservice Claim Form

 

8 Free 2004 Update "ERISA Quick Guides"

 

9 Free 2004 Update "ERISA Assigment Dispute" (09/16/2004)
   
  New 2006 Appeal Letters (09/28/2006)
  OverPayment Refund Appeal 2006
  Overpayment Refund Letter to A Collection Company (I) (II) (III)
  New 2006 Appeal Letters (10/04/2006)
  OverPayment Recoupment Appeal 2006
  New 2006 Appeal Letters (10/13/2006)
  OverPayment Recoupment Medical Necessity and Hearing 2006
   

 

 

New 2006 Appeal Letters (10/13/2006)
 

ERISA Appeal for Overpayment Refund Request due to Medical Necessity and New PPO Hearing

 

In accordance with U.S. Supreme Court decision in Aetna Health Inc. v. Davila on 06/21/2004, “Medical necessity” dispute or denial and subsquent overpayment request, is an ERISA plan retrospective administrative remedy, and any non-ERISA “causes of action, brought to remedy only the denial of benefits under ERISA-regulated benefit plans, fall within the scope of, and are completely pre-empted by, ERISA §502(a)(1)(B),......"


New 2006
Appeal Letters (10/04/2006)

 

Due to the increasing Katrina style of  plan OverPayment Recoupment or Recovery denials, when plans withhold or reduce countless subsequent or future plan approved claim payments by alleging recoupment or recovery for previously overpaid claims to providers, we have added to our ERISA Appeal Book & System the most powerful ERISA appeal letter (OverPayment Recoupmet Appeal 2006) based on all applicable U.S. Supreme Court rulings, 2432 Coercive or Fraudulent Interference with ERISA Rights -- 29 U.S.C. 1141  and new ERISA claim regulation as well as our practical experience and knowledge in ERISA appeal practice.


New 2006 Appeal Letters (09/28/2006)

 

We have added two new and updated appeal letters to our ERISA Appeal CD Book for increasing overpayment refund requests and disputes from health plans and commercial collection companies.

 

Our new and updated appeal letters are based on ERISA claim regulation on denials-adverse benefits determination, two new U.S. Supreme Court rulings in Aetna Health Inc. v. Davila on 06/21/2006  and Sereboff v. Mid Atlantic Medical Services on 05/15/200 as well as federal “Fair Debt Collection Practices Act”.

 

Pricing for copyrighted update letters: Free to anyone who purchased our ERISA Appeal CD Book in past 60 days (please email us for free password). $35 for anyone who purchased our ERISA Appeal CD Book prior to past 60 days. Who may use our online secured order page to pay for your order and password, then download the letters from our "Appeal Book & System Page". We do not sell these appeal letters separately from our ERISA Appeal CD Book ($450).

 

Medicare CD-Book - $250

(April-May Special Discount $50)

 

Click Here or the CD-Picture to Enter

Our Secured Online Order page

 

Fax Order Form (Click Here)

 

Click Here to Download a Sample with Complete Table of Contents in Bookmark (pdf 1,095kb)

(Turn on Bookmarks to view Table of Contents)

 

While this CD book uses chiropractic specialty and Illinois as an example to illustrate Medicare coding and documentation, and it's impossible to describe every specialty and state local rules in a single book, this CD book has provided you with very specific hyperlinks to CMS/Medicare Medlearn provider specific materials in the beginning of the CD book and, in the end, a complete enclosure with all PDF files from CMS website for "Reference: Medicare Learning Network Products Catalog. This catalog provides a list of all available Medicare Learning Network products and a description of each product."

 

This CD book might be the most comprehensive coding and billing books with complete Medicare guidelines, instructions and regulations, containing all of the CMS provider educational books and manuals from Medicare Learning Network, from basic ICD and CPT selection to Correct Coding Initiative/CCI. This is the most comprehensive guidebook based on Medicare billing and coding, instrumental for all other claims and payers.

 

With a complete reference guide with all pdf files downloaded from CMS and hyperlinks to provider specific Information, this CD book shall be an extreme valuable learning and practical reference tool for every specialty and location.

 

1.       How to establish medical necessity through correct coding and documentation for expanded coverage under New Medicare guidelines, national and local policies;

2.       How to document medical necessity in accordance with Medicare Evaluation and Management Documentation Guidelines from CMS and WPS official publications;

3.       How to prove medical necessity by appropriately ordering diagnostic tests, such as MRI, or CT scans, in accordance with local Medicare LCD to support medical necessity beyond manual palpation and x-rays;

4.       How to obtain, understand and implement CMS “1997 Documentation Guidelines for Evaluation and Management Services”;

5.       How to obtain, understand and benefit from WPS publication: “Evaluation and Management Guidebook”;

6.       How to understand CMS/Medicare initiatives in “Fighting Fraud & Abuse” by enjoying expanded coverage through medically appropriate medical care and documentation without “analysis and paralysis” avoidance of Medicare new chiropractic demo practice;

7.       How to truly understand National Correct Coding Initiative (NCCI) to avoid fraud and abuse with official CMS publications in presentation and reference guide;

8.       How to understand WPS Medicare Part B - Illinois Policy on “Magnetic Resonance Imaging”;

9.       Most importantly, learn how to obtain through Internet, understand and educate yourself for all of these through official publications from CMS and WPS;

 

You shall always guide your practice based on the applicable official CMS publications with precise and correct understanding of subject matter. We will teach you how to search, download and understand all of these publications and specific guidelines from CMS and WPS.

 

Frequently Asked Questions

 

1.     Who Will Benefit from This Web Site and Services?

2.     Why is ERISAclaim.com So Different?

3.     How to Effectively Use This Website?

4.     Legal Disclaimer

 

*******************************

 

1.     Who Will Benefit from This Web Site and Services?

 

            This Website, consulting and seminar as well as new ERISA CD book are primarily written for physicians, clinics and hospitals or any health-care providers who deal with health-care claims under ERISA, for patients who obtained health insurance through employment in private sectors, up to 80% of U.S. health-care market.  For 27 years, ERISA has been poorly und